What is the MPI’s "Virtual Claims Adjusting"?

The correct answer focuses on how Manitoba Public Insurance (MPI) embraces technology to streamline the claims process. "Virtual Claims Adjusting" is indeed a technology that enables customers to submit their claims online by providing photos and detailed descriptions of the incident. This process makes it convenient for claimants, as they can easily document the damage and provide necessary information without the need for an in-person visit from an adjuster. By utilizing this method, MPI aims to enhance efficiency and improve customer service by allowing claims to be processed faster and more conveniently than traditional methods.

Other options describe different services or tools that do not align with the specific function of Virtual Claims Adjusting. For instance, in-person assessments would not involve the use of technology to enable remote submissions. Adjusting premiums based on virtual driving habits pertains to telematics and driving behavior, while an app for managing auto insurance policies refers to digital management tools rather than the claims process itself.