Which of the following is considered comprehensive coverage?

Comprehensive coverage is designed to protect against a variety of non-collision-related risks, including theft, vandalism, natural disasters, and other unforeseen incidents that can cause damage to your vehicle.

The correct answer highlights that this type of coverage addresses specific risks such as theft and natural disasters, which are not related to a collision with another vehicle. This broad protection is essential for ensuring that your vehicle is safeguarded from a wide range of potential damages that can occur outside of driving accidents.

The other options represent different types of insurance coverage. For instance, coverage for damages caused by another driver pertains to liability insurance, which is focused on ensuring that you're protected if you are at fault in an accident. Coverage limited to accidents relates to collision coverage, which only covers damages resulting from colliding with another vehicle or object. Lastly, coverage for personal injury involves medical payments or personal injury protection (PIP), which covers medical expenses resulting from accidents, rather than the vehicle itself. These types of coverage are distinct from comprehensive coverage, underscoring its specific focus on protecting against a diverse range of non-collision-related incidents.